Global Wealth Management​​

Coming Soon

US citizens, Green Card holders and foreign nationals face an increasingly complex investing landscape. Our dedicated international investment specialists draw on decades of experience partnering with the world’s leading financial institutions to provide innovative and bespoke solutions. We aim to help US connected individuals achieve improved outcomes by helping them navigate the international waters.

Our Philosophy

Every individual has unique investment goals and risk objectives.

We work directly with individuals and families to understand their goals and deliver customized solutions, from cross-border financial planning strategies to global investment management portfolios.

International and local expertise are key to helping clients navigate evolving regulatory market environments.

We fulfill the need for solutions that are well thought-out and innovative in approach, providing clients with critical wealth management solutions.

An effective risk management strategy is critical.

We provide a management strategy based on our clients’ needs, pushing forward strategies that produce the most successful results.

Our Approach: How We Partner With Clients

We partner with US citizens, Green Card holders and foreign nationals to overcome international issues that impact both their existing and long-term investment goals. We aim to assist US connected individuals in traversing these multi-jurisdictional dynamics, with a holistic view of their cross-border financial plan.

Cross Border Wealth Difference

Our commitment to international families in the U.S. and abroad, including globally-oriented Americans, expatriates and foreign nationals, is unwavering. Our cosmopolitan mindset enables us to solve your problems innovatively. Our philosophy of diversification compels us to think and invest like global citizens.

What to Expect

At Cross Border Wealth, we offer strategic and tactical asset allocation and provide a range of investment solutions. We cater to your needs and preferences and tailor all our services to your expectations. Wherever in the world you are, we’ve got your back.

Our Approach: How We Partner With Clients

In today’s complex market and regulatory environment, we understand the continued need for innovative investment solutions and implementation expertise.

Holistic Approach to Pension Management

Assist fiduciary committees in better understanding the impact of their decisions on the sponsor’s overall balance sheet.

Risk Management

As liability management becomes a priority for the plan, our liability strategists and proprietary analytics can help plans manage toward end-game solutions.

Financial Markets

GSAM’s global team provides access to expertise across financial markets and instruments.

Regulatory Environment

Our dedicated pension strategists can help plans navigate a changing regulatory environment.

Key Differentiators

International and Local Expertise

We utilize our team of experts specialized in cross-border financial planning and investment management while also leveraging external resources such as accountants, attorneys and insurance professionals.

Strategic Insights and Knowledge Transfer

Our strategies are backed by thorough research. We address our clients’ need with strategic insights, ensuring that our advice is always on-point with global perspectives.

Holistic Cross Border Approach

We provide comprehensive cross-border wealth management solutions, complemented by our fiduciary status and decades of international know-how.

Judicious Risk Management

We provide our clients with the proper oversight and deliberate risk management tactics to ensure successful outcomes.

Our Process

1

Identify

We pinpoint your global wealth needs and preferences

2

Research

We offer a range of investment and portfolio solutions

3

Execute

We provide strategic and tactical asset allocation

Examples of Our Partnership with Clients

Client Description

A large multinational with pension plans in multiple jurisdictions that had taken steps to reduce the overall risk their pension plans posed to the overall organization.

Client Objective

The client was seeking a strategic partner to assist them in developing a more holistic, liability-oriented investment strategy. The client had developed a glide path and had hit a number of funded status triggers, increasing their Liability Driven Investing (LDI) allocation to approximately 60%. The client had several active long-duration fixed income managers and was seeking a completion manager to ensure the total LDI portfolio matched the client’s liability risk exposures.

GSAM Solution

GSAM was hired by the client to serve as an anchor fixed income manager. We maintained a role within the active long-duration roster and completed the LDI portfolio to a customized liability benchmark based on accounting cash flows and discount rate methodology. Since the inception of the mandate, we have served the client as a strategic partner, assisting as they work through various de-risking exercises, rebalancing between the long-duration managers based on desired target allocations, raising cash for benefit payments as needed, and serving as the Outsourced Chief Investment Officer (OCIO) for one of its international pension plans.

Client Description

A leading mobile & telecom multinational with a legacy US pension obligation representing over 50% of the organization’s market capitalization. Prior to mandate, their asset allocation was approximately 60% equities and 40% bonds.

Client Objective

The client had frozen their US pension plan to new entrants and future accruals, and was seeking support as they embarked on a large-scale pension plan restructuring with an increased focus on liability-driven investing. The client needed assistance in developing a more diversified strategic asset allocation for remaining pension plan assets, and structuring a retiree buy-out and a lump sum offer to terminated vested participants.

GSAM Solution

We worked with the client to carve out assets to use in the transaction and ran scenarios to determine the value of held bonds given a tradeoff between (a) maximizing the insurance discount and (b) hedging versus the roll-forward. In addition to managing the annuitized plan pre-transfer, and developing a derivative overlay to mitigate the market risk between the roll-forward index and the amount to be delivered to the insurer, we served as the Outsourced Chief Investment Officer (OCIO) and implemented a modernized LDI program to revamp its growth portfolio.

Client Description

A 401(k) plan looking for a full review of investment options available to its participants. At the time, the plan had approximately $500 million in assets and 19 different investment options.

Client Objective

The client had two main goals:
  1. To ensure they were providing an adequate number of choices across asset classes.
  2. To seek simplification within each asset class.

GSAM Solution

After discussing the goals and objectives with the client’s investment committee, the GSAM team advised the client to replace the growth and value style options in all asset classes with core options. They also recommended that they remove blended options, replace passive core fixed income with an active option, remove intermediate-term and long-term treasury options and move all investments to lower fee share classes. As a result, the client removed nine investment options, added a small cap core strategy, added an actively managed core bond strategy, and moved to lower fee share classes for all investments.

We're here to help. Our offices in New York City and Manila offer local and international expertise.

We're here to help. Our offices in New York City and Manila offer local and international expertise.